Protect Yourself from Uninsured Motorists

Obtaining insurance for your vehicle is a responsible step towards protecting yourself and financial security in the event of an accident. However, even though it is mandatory to carry vehicle coverage in 49 states, millions of Americans drive uninsured vehicles every year. The lack of insurance coverage on another driver can result in disastrous financial loss even for those who do carry coverage. Luckily, there are simple steps that can be taken to protect you and your loved ones from uninsured motorists. If however, you do find yourself in a collision with an uninsured motorist, it is crucial to immediately contact a Los Angeles personal injury lawyer to make sure you receive the compensation and protection you deserve.

Auto Insurance Coverage For Car Accidents

The most important first step in protecting yourself from uninsured motorists is to make sure you are insured. Having any type of auto insurance policy is better than none at all. It is also illegal in all states, except New Hampshire, to not have an auto policy. Although auto insurance may appear too expensive there are a number of resources to help you lower the cost of your policy.

Uninsured Motorist Coverage

Once you have successfully obtained auto insurance the next step is to check your specific policy for uninsured motorist coverage. Be mindful that the specifics of uninsured motorist coverage varies from policy to policy. Generally, this type of coverage has three different types of protection: Uninsured Motorist Property Damage, Uninsured Motorist Bodily Injury Insurance, and Underinsured Motorist Protection.

If You Are In a Collision
Despite taking all the necessary precautions to protect yourself from uninsured motorists, collisions happen every day. If you find yourself in an accident with an uninsured or underinsured driver the most important first step you can take is to contact an uninsured motorist lawyer such as the Law Offices of Mann and Elias. An experienced attorney will be able to guide you through the insurance process. In addition, the Law Offices of Mann and Elias will act as your advocate whether you need to file an uninsured motorist claim Los Angeles or fight for an underinsured motorist coverage settlement. With over 40 years of experience, we pride ourselves on exceptional customer care. Request a free consultation today so we can protect you and your best interests.